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Overview

Georgia Dream

}Provides down payment assistance of $5000 for all Georgia counties

}Buyer does not have to be a first time home buyer

}Maximum purchase price up to $300,000 (County Dependent)

}Household income limits to $100,000 (County Dependent)

}Home buyer education required

Northeast Georgia Down Payment Assistance Gift

}Provides 3.5% down payment gift

}The funds do not have to be paid back

}No income restrictions

}Does not have to be a first time homebuyer

}Home buyer education required

Cobb County Down Payment Assistance

}Provides grant money up to $8,500.00

}Buyer must be a first time home buyer

}Maximum purchase price of $170,000

}Must be at or under 80% of the HUD median income

}Home buyer education required

USDA

}Provides up to 102% financing in participating counties

}No First time home buyer requirement

}No Monthly mortgage insurance

}Higher income limits than county programs

}No Limit on Loan Amount

}No Cash reserves required

Gwinnett County Home Stretch Program

}Provides grant money up to $7,500 for properties purchased in Gwinnett County.

}Buyer must be first time home buyer

}Must be at or under 120% of the HUD median income (two separate programs)

}Homebuyer education required

First Time Home Buyer Grant

The Grant matched $5 for every $1 contributed by Buyer
Maximum Grant is $7500 on First come First Serve basis
Household income can’t exceed 80% of HUD median income.
     * 1 Person: $34,250
     * 2 Person: $39,150
     * 3 Person: $44,050
     * 4 Person: $48,950
This Grant is available on resale homes and foreclosures homes.

To find out more information about Down Payment Assistance available in other counties,please contact us!

For Sale Georgia Homes
• Atlanta, GA 30328
Greater Metro Atlanta 770-912-5056 •
Fax: (770) 499-8516

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